Get Your FREE Credit Report
Want to know where you stand with your credit?
Your credit report tells the real story of your finances — and we are here to help you understand it.
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Why sign up?
- View your credit report
- View your accounts
- Learn about your financial wellness
What Is a Credit Report?
Your credit report is a detailed summary of your credit history. It shows:
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Personal Information:
Includes your full name, ID number, current and previous addresses, contact details, and employment history. -
Credit Accounts:
Details of all credit agreements such as loans, credit cards, store accounts, and mortgages (home loans) — including the opening date, credit limit, balance, and payment history. -
Payment History:
Records of how consistently you’ve made payments, including any late or missed payments, defaults, or judgments. -
Public Records and Legal Information:
Information on court judgments, defaults, sequestrations, or administrative orders, debt review status. -
Enquiries:
A list of all credit checks made by lenders or other parties when you’ve applied for credit.
Why You Should Check Your Credit Report Regularly
Your credit report is a detailed summary of your credit history. It shows:
Spot mistakes
Make sure all the information is correct and up to date.
Protect against fraud
Check if someone is using your name to open accounts.
Understand your debt
See how much you owe and if you’re managing your payments well.
Improve your credit score
Know what’s affecting your score so you can fix it.
That’s why we recommend checking it every month.
It's Simple, Safe, and Confidential
- You get a free credit report once a month through Debt Rescue.
- All we need is your South African ID number.
- Only supply YOUR ID number. You can’t check on behalf of your spouse, child, or family member. Your credit report is uniquely tailored to your financial profile.